2020 New Year’s Resolution

"If you are born poor, it's not your mistake, but if you die poor, it's your mistake." This quote by Bill Gates sums up the overall theme of my new year goals.
The Intelligent Investor, Security Analysis, Kaplan Uniform Investment Advisor Examination Learning Manual and Workbook stacked on top each other

When I was a minor I didn’t understand how my environment functioned as a whole. My immediate family didn’t have much in the way of material goods, we never had to go without running water, food or clothes. What I felt I lacked seemed minor in comparison. For instance, I always wanted my mother to attend parent-teacher conferences, I wanted her to participate in my elementary school field trips and events. There were occasions where she couldn’t afford to give me money for field trips. Other than that, I didn’t know we were considered “poor” until later on in life.

Section 8 public housing, SNAP, TANF, SSID, good credit/bad credit, and EITC were terms and topics discussed in my environment. Whenever I asked further questions about these things, I was hushed, told to stay in my place, or that I’m trying to be grown. I spent a lot of time in the library secretly rebelling against my mother and peers by seeking out answers on my own. I read a lot of books on generational wealth, autobiographies, slavery, economics and finance in secrecy. I didn’t have the strength to act on anything I learned until later on in life. I was a timid kid.

I hated everything to do with poverty. I hated my life. I hate being poor. I want to be financially free. This year I quit my full time  job to become 100% self-employed as a stepping stone toward achieving my six primary goals in life. 

This year I’m going to further my life long journey to become a savvy investor and become an investment advisor representative by sitting for the series 65 exam.

I had to remind myself over the years to accept the fact that we live in the most peaceful and abundant time in history. I’m tired of dreaming up what I want to do. I’m going to try new things.

What are your 2020 goals?



More Posts

Coronavirus & Business

Coronavirus has taken an unwarranted toll on many small businesses including my own small accounting and tax practice. Being able to adjust to changes in

Leave a Comment

Your email address will not be published. Required fields are marked *